Yes! Flood Assist works with all major home insurance companies in Ontario, including Aviva, TD Insurance, Intact, RBC, belairdirect, and The Co-operators. We coordinate directly with your insurer to ensure your flooding, water damage, or sewer cleanup claim is handled quickly and efficiently.
We Work with All Home Insurance Companies in Ontario
At Flood Assist, we understand that dealing with water damage or flooding is stressful enough — you shouldn’t have to worry about navigating complex insurance claims on top of it. That’s why we proudly work with all home insurance companies across Ontario, ensuring a seamless, stress-free experience from the moment disaster strikes until your property is fully restored.
Whether you’re facing basement flooding, burst pipes, storm-related water intrusion, or sewage backup cleanup, our experienced restoration team coordinates directly with your insurance provider to handle every detail of the claims process. We prepare and submit all required documentation, photos, and damage reports, following industry-approved Xactimate® estimating standards recognized by most major insurers.
Our goal is to help homeowners receive fair coverage and timely approvals while restoring their homes safely and efficiently. From initial water extraction and drying to complete repairs and reconstruction, Flood Assist ensures that all restoration work meets both industry standards and insurance policy requirements.
We’ve built strong relationships with many of Ontario’s leading insurance companies, allowing us to streamline communication, reduce claim delays, and get your restoration started faster.
Whether it’s a large-scale flood or a minor leak, you can rely on our team to advocate for your best interests, minimize out-of-pocket costs, and deliver top-quality results.
At Flood Assist, we’re more than a restoration company — we’re your trusted partner in water damage recovery. With 24/7 emergency response, transparent communication, and full insurance collaboration, we make sure your home — and your peace of mind — are fully restored.
Mold Removal Products and Equipment Services
Mold Assist collaborates with all major home insurance companies in Ontario, including Aviva, Intact, Allstate, Desjardins, TD Insurance, Co-operators, Economical, RBC, and State Farm, to provide top-quality mold removal products and equipment services. Our experienced team works directly with your insurer to manage all documentation, estimates, and communication, ensuring a seamless and stress-free claims process for any mold remediation, water damage, or cleanup project.
TD Insurance
TD Insurance provides Ontario homeowners with comprehensive protection against water damage and flooding, enabling swift and cost-effective recovery from unexpected disasters. Their policies may cover burst pipes, sewer backups, overland flooding, and accidental water leaks—events that can lead to significant structural damage and costly repairs. With optional enhanced water protection, TD Insurance ensures homeowners can protect their property, belongings, and peace of mind. For mold-related claims, Mold Assist collaborates directly with TD Insurance adjusters, managing all mold remediation, cleanup, and documentation to deliver a seamless and efficient claims process from start to finish.
Read MoreRBC Home Insurance
RBC Insurance provides Ontario homeowners with comprehensive protection against water damage and flooding, enabling swift and cost-effective recovery from unexpected disasters. Their policies may cover burst pipes, sewer backups, overland flooding, and accidental water leaks—events that can lead to significant structural damage and costly repairs. With optional enhanced water protection, RBC Insurance ensures homeowners can protect their property, belongings, and peace of mind. For mold-related claims, Mold Assist collaborates directly with RBC Insurance adjusters, managing all mold remediation, cleanup, and documentation to deliver a seamless and efficient claims process from start to finish.
Read MoreAviva Insurance provides Ontario homeowners with comprehensive protection against water damage and flooding, enabling swift and cost-effective recovery from unexpected disasters. Their policies may cover burst pipes, sewer backups, overland flooding, and accidental water leaks—events that can lead to significant structural damage and costly repairs. With optional enhanced water protection, Aviva Insurance ensures homeowners can protect their property, belongings, and peace of mind. For mold-related claims, Mold Assist collaborates directly with Aviva Insurance adjusters, managing all mold remediation, cleanup, and documentation to deliver a seamless and efficient claims process from start to finish.
Read MoreCo-Operators Home Insurance
The Co-operators provides Ontario homeowners with comprehensive protection against water damage and flooding, enabling swift and cost-effective recovery from unexpected disasters. Their policies may cover burst pipes, sewer backups, overland flooding, and accidental water leaks—events that can lead to significant structural damage and costly repairs. With optional enhanced water protection, The Co-operators ensures homeowners can protect their property, belongings, and peace of mind. For mold-related claims, Mold Assist collaborates directly with Co-operators adjusters, managing all mold remediation, cleanup, and documentation to deliver a seamless and efficient claims process from start to finish.
Read MoreIntact Home Insurance provides Ontario homeowners with comprehensive protection against water damage and flooding, enabling swift and cost-effective recovery from unexpected disasters. Their policies may cover burst pipes, sewer backups, overland flooding, and accidental water leaks—events that can lead to significant structural damage and costly repairs. With optional enhanced water protection, Intact Home Insurance ensures homeowners can protect their property, belongings, and peace of mind. For mold-related claims, Mold Assist collaborates directly with Intact Home Insurance adjusters, managing all mold remediation, cleanup, and documentation to deliver a seamless and efficient claims process from start to finish.
Read MoreBelairdirect Home Insurance
Belairdirect Home Insurance provides Ontario homeowners with comprehensive protection against water damage and flooding, enabling swift and cost-effective recovery from unexpected disasters. Their policies may cover burst pipes, sewer backups, overland flooding, and accidental water leaks—events that can lead to significant structural damage and costly repairs. With optional enhanced water protection, Belairdirect Home Insurance ensures homeowners can protect their property, belongings, and peace of mind. For mold-related claims, Mold Assist collaborates directly with Belairdirect Home Insurance adjusters, managing all mold remediation, cleanup, and documentation to deliver a seamless and efficient claims process from start to finish.
Read MoreDesjardins Home Insurance provides Ontario homeowners with comprehensive protection against water damage and flooding, enabling swift and cost-effective recovery from unexpected disasters. Their policies may cover burst pipes, sewer backups, overland flooding, and accidental water leaks—events that can lead to significant structural damage and costly repairs. With optional enhanced water protection, Desjardins Home Insurance ensures homeowners can protect their property, belongings, and peace of mind. For mold-related claims, Mold Assist collaborates directly with Desjardins Home Insurance adjusters, managing all mold remediation, cleanup, and documentation to deliver a seamless and efficient claims process from start to finish.
Read MoreWhy Choose Mold Assist
Unmatched Speed and Care for Your Home
Expert Mold Remediation
When every second counts, Mold Assist delivers. Our certified remediation specialists are trained to act fast and restore homes efficiently after leaks, high humidity, or water damage. We combine cutting-edge technology with proven methods to contain spores, remove contaminants, and sanitize affected areas—bringing your property back to pre-mold condition with care and precision.
24/7 Rapid Emergency Response
Mold doesn’t follow a schedule, and neither do we. Whether it’s the middle of the night or a holiday, our team is ready to respond across the GTA within the hour. We minimize health risks, contain the spread, and kickstart the recovery process without delay—protecting your home and peace of mind.
Full-Service Remediation Capacity
From containment to structural repairs, we handle every aspect of your remediation. No outsourcing, no delays—just streamlined, start-to-finish service. With industrial-grade HEPA vacuums, dehumidifiers, and moisture detection tools, we tackle jobs of all sizes for homeowners and property managers alike.
Transparent Pricing
No guesswork. No inflated quotes. Our pricing is competitive, fair, and clear—so you can focus on recovery, not paperwork.
Frequently Asked Questions
Q1. Does Flood Assist work with my home insurance company?
Q2. How does Flood Assist help homeowners with the insurance claim process?
Our team manages the entire insurance claim process on your behalf — from detailed damage assessments and photo documentation to providing itemized Xactimate® estimates recognized by most insurers. We communicate directly with your insurance adjuster to simplify approvals and reduce delays.
Q3. What is Xactimate, and why is it important for insurance claims?
Xactimate® is the industry-standard estimating software used by restoration professionals and insurance companies to create accurate, consistent, and transparent repair estimates. Using Xactimate ensures that your claim aligns with insurer expectations, helping you receive fair compensation for your water damage restoration.
Q4. Do I need to contact my insurance company before calling Flood Assist?
We recommend calling Flood Assist first to prevent further damage and start emergency mitigation right away. Our team can guide you on what details your insurer will need and even assist you in initiating the claim while we begin cleanup and documentation for your insurance provider.
Q5. How long does it take for insurance claims to be processed?
Claim timelines can vary depending on the insurer and the extent of the damage. However, by using Xactimate® estimates and working directly with your insurance adjuster, Flood Assist helps speed up the approval and payment process, allowing restoration work to start sooner.
Q6. Why should I choose Flood Assist for insurance-covered water damage restoration?
With years of experience in water damage restoration and insurance coordination, Flood Assist ensures a stress-free, transparent, and professionally managed claim process. We handle all communication with your insurance company, provide detailed Xactimate estimates, and complete restoration work to industry and insurer-approved standards — getting your home back to normal quickly and safely.
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